Commercial A/R Underwriter - Houston, TX
Company: Amegy Bank
Location: Houston
Posted on: March 19, 2023
|
|
|
Job Description:
Description - External
At Amegy Bank, everyone counts! Your contributions are valued, and
everyone has an opportunity to grow in their career. We're
committed to doing the very best for our customers, our communities
and our employees.
Our Factoring Division team in Houston, TX provide a breadth of
credit reporting and analytics to Executive Management at Amegy
Bank and across the entire Bancorporation. If you have a good
working knowledge of spread analysis, lending and underwriting
concepts, balance sheets, and enjoy working in a fast-pasted
environment that requires a broad use of tools to query, analyze,
and summarize information quickly - you can grow a long-time career
at Amegy Bank.
Essential Functions :
Responsible for compilation of data as it relates to preparation of
credit packages (or pre-screens) incorporating spreads, cash flow,
value of related collateral, appraisals, audits and other data.
Responsible for evaluating, analyzing and forming opinions for the
approving or denying of commercial, commercial RE, and/or business
banking loan applications.
Responsible for spreading financial statements, identifying credit
strengths and weaknesses, providing detailed and documented
analysis of credit worthiness.
Ensures credit requests are processed in accordance with bank
policies, banking regulations and laws.
Identify risk and mitigating factors related to conducting a
thorough credit analysis for approval. Responds to internal and
external customer inquiries.
HYBRID : You will have the ability to work a 3/2 hybrid schedule.
There will be times that will require you to travel locally to
attend any meetings and/or any other events when necessary. Travel
may be required. ** New hire orientation and first 30+ days of
training will be in person until remote schedules are approved
**
Qualifications:
Requires a Bachelor's in Finance, Business, Accounting or a related
field and 1+ year commercial or business banking underwriting
experience. A combination of education and experience may meet
qualifications.
Basic working knowledge of commercial (C&I, CRE) and/or
business banking credit underwriting, spread analysis, lending,
underwriting concepts, practices and procedures is necessary.
Good working knowledge of balance sheets, income and cash flow
statements.
Solid understanding of banking lending policies and procedures and
general banking laws and regulations.
Ability to analyze and research financial statements, business
plans, credit reports, debt ratios and loan to value
information.
Benefits:
Keywords: Amegy Bank, Houston , Commercial A/R Underwriter - Houston, TX, Accounting, Auditing , Houston, Texas
|
Click
here to apply!
|
