Underwriting Manager
Company: Freedom Mortgage
Location: Houston
Posted on: January 14, 2021
|
|
Job Description:
Summary:This position is remote. The Underwriting Manager is
responsible for overseeing a team and underwriting new files as
part of their current day to day responsibilities. This position
will be responsible for managing the Freedom Mortgage Underwriting
team to include constant monitoring of file flow and workloads in
order to attain acceptable turn times and member service. The
Underwriting Manager will monitor efficiencies and will continually
look for ways to improve our processes, both in terms of procedures
and use of systems to ensure continuous service and quality
improvements and error reductions. Success in this position is
demonstrated by building a cohesive team of Underwriters,
effectively applying guidelines and sound underwriting practices,
providing intelligent risk assessment and informed decisions while
ensuring regulatory compliance and meeting all agreed upon SLAs.
Freedom Mortgage has a commitment to excellence and the highest
standards of member service. Our values and beliefs are critical to
the success and growth of the business and they were all created
with a unique cultural foundation.Essential Job Functions:* Create
and maintain a highly efficient and productive environment/culture
that values its team members and rewards performance.* Ensures
effective communication with staff, management, and partner credit
unions* Manage the mortgage underwriting pipeline being cognizant
of service levels, quality, compliance and member expectations*
Plans, coordinates, directs, reviews and supervises work of
subordinates in the underwriting of conventional first mortgage
loans including:* Oversees underwriting to ensure adherence to all
investor and credit union guidelines;* Reviews loans submitted to
Underwriting to ensure they are complete and accurate and provides
feedback to Processing team;* Ensures the integrity of loan data
entered and maintained in Empower LOS and investor AUS;* Ensures
that loan conditions submitted to obtain clear-to-close are
reviewed in a timely manner* Ensure compliance with regulatory
requirements including but not limited to: HMDA, RESPA, Reg Z, Reg
B, Fact Act, and Safe Act* Monitor results of internal audits and
suspensions for areas needing improvement and additional training
opportunities* Demonstrate exceptional service in all interactions
with members, prospective members and personnel in partner credit
unions* Provide guidance, training, coaching and assistance to
processing staff as needed* Responsible for hiring, employee
evaluations, disciplinary actions, salary adjustments and
termination functions.* Review and analyze file documentation
related to the loan decision and properly mitigate and document
policy exceptions* Work closely with varying levels of management
both internally and externally with members* Other various duties
as required* Ability to function in an ever-changing environment
and work across all business channels in Underwriting
(Retail/CC/Wholesale) as neededSupervisory Responsibilities:Manages
staff and carries out supervisory responsibilities in accordance
with the organization's policies and applicable laws.
Responsibilities include interviewing, hiring, and training
employees; planning, assigning, and directing work; appraising
performance; rewarding and disciplining employees; addressing
complaints and resolving problems.Qualifications:To perform this
job successfully, an individual must be able to perform each
essential duty satisfactorily. The requirements listed below are
representative of the knowledge, skill, and/or ability required.*
Strong knowledge of Fannie Mae/Freddie Mac guidelines and AUS*
Strong knowledge of FHA/VA guidelines and AUS* Strong knowledge of
State and Federal laws pertaining to the mortgage banking industry
(i.e. RESPA, TILA, ECOA, etc.)* Ability to perform mathematical
calculations with speed and accuracy* Proficiency in MS Office
(Word, Excel, PowerPoint, Outlook)* Strong communication skills,
both verbal and written, are necessary* Excellent customer service
skills with strong attention to detail* Time Management skills and
the ability to prioritize workload based on department SLA's and
member needs* Strong analytical skills required with a high degree
of accuracy* Ability to work flexible hours as needed* Ability to
multi-task in other areas of the unit* Positive attitude and
team-oriented spiritEducation and/or Experience:* High School
Diploma or GED required, BA/BS preferred* Typically 7 years
experience in all aspects residential mortgage origination for both
conventional and government products* Two or more years experience
in a management role* All designations required: DE, LAPP,
SARLanguage SkillsAbility to read, analyze, and interpret the most
complex documents. Ability to respond effectively to the most
sensitive inquiries or complaints. Ability to write speeches and
articles using original or innovative techniques and styles.
Ability to make effective and persuasive speeches and presentations
on controversial or complex topics to top management, public
groups, and/or boards of directors.Mathematical Skills Ability to
add, subtract, multiply, and divide in all units of measure, using
whole numbers, common fractions, and decimals Ability to compute
rate, ratio, percentage, and draw and interpret bar
graphs.Reasoning AbilityAbility to apply common sense understanding
to carry out detailed but involved written or oral instructions.
Ability to deal with problems involving a few concrete variables in
standardized situations.Certificates, Licenses, Registrations All
designations required: DE, LAPP, SARCustomer Service
RelationshipsAnticipates customer needs and regularly motivates or
influences others to deliver customer service excellence. May
troubleshoot highly sensitive or confidential issues. Personally
ensures problem resolution. Identifies barriers to effective
customer service and sets customer service standards. Establishes a
customer feedback system and holds self-accountable for customer
service excellence within the department.Physical Demands The
physical demands described here are representative of those that
must be met by an employee to successfully perform the essential
functions of this job. Reasonable accommodations may be made to
enable individuals with disabilities to perform the essential
functions. While performing the duties of this job, the employee is
frequently required to sit and talk or hear. The employee is
occasionally required to stand; walk; use hands to finger, handle,
or feel; and reach with hands and arms. The employee must
occasionally lift and/or move up to 25 pounds.#CB#LI-pl1Founded in
Mount Laurel, NJ in 1990, Freedom Mortgage has since grown into one
of the largest and fastest-growing privately owned full-service
residential lenders in the USA. Licensed in all 50 states,
Washington D.C., Puerto Rico and the Virgin Islands, Freedom
Mortgage has over 5000 employees nationwide, proudly servicing
$225.6 billion, and is still growing.Our mission is to foster
homeownership in America. Freedom is a leader in VA mortgage
lending and is one of the mortgage industry's largest philanthropic
supporters of the USO and military families through its Team
Freedom Cares philanthropic arm. Locations include suburban
Philadelphia and Fishers, IN, two regions where we were named Top
Workplaces. We also have large operating centers countrywide,
including these desirable markets: Beaverton , OR; Boca Raton, FL;
Columbia, MD; Jacksonville, FL; Melville, NY; Plano, TX; San Dimas,
CA; Tempe, AZ; Troy, MI and Woodbridge, VA.If you seek a sense of
community, top training, opportunity for advancement, a
comprehensive benefits package and reward and recognition program,
look no further.Freedom Mortgage Corporation is an Equal
Opportunity Employer committed to workforce diversity. Qualified
applicants will receive consideration without regard to age, race,
color, religion, gender, sexual orientation, national origin, or
their status as a protected veteran or an individual with
disabilities. Local applicants encouraged to apply. Employment
contingent upon successful completion of background investigation.
Smoke-free workplace. Drug-free work environment. Excellent
benefits package including medical, dental, vision and 401(k). All
resumes are held in confidence. Only candidates whose profiles
closely match requirements will be contacted during this search.
LENDER NMLS ID:2767 Equal Opportunity Employer-
Minorities/Females/Disabled/Veterans
Keywords: Freedom Mortgage, Houston , Underwriting Manager, Executive , Houston, Texas
Click
here to apply!
|
Didn't find what you're looking for? Search again!
Other Executive JobsHIA Provider Ops - Revenue Cycle Technology Director Description: A career within Operations Consulting services, will provide you with the opportunity to help our clients optimise all elements of their operations to move beyond the role of a cost effective business (more...) Company: PwC Location: Porter Posted on: 01/27/2021 Regional Account Manager Description: Regional Account Manager - Nutritional Supplements Our client is a leading manufacturing organization that focuses on nutrition supplements. They are seeking to hire a Regional Account Manager to develop (more...) Company: Direct Sales Recruiting, LLC Location: Houston Posted on: 01/27/2021 Branch Manager - Westchase Description: At Amegy Bank, everyone counts Your contributions are valued, and everyone has the opportunity to grow in their career. We're committed to doing the very best for our customers, Company: Amegy Bank Location: Houston Posted on: 01/27/2021 Project Manager - Fabrication Description: We have an exciting opportunity for a project manager to join our team at our Houston office. If you are a high energy, technically sound go-getter with strong communication skills, this will be an exciting (more...) Company: W3Global Inc Location: Houston Posted on: 01/27/2021 Mueller Inc: Sales Representative / Project Manager Description: Mueller, Inc. is a Company: Mueller Inc Location: Willis Posted on: 01/27/2021 RN Case Manager Description: Participation in Special Projects as needed by DM and/or H MSServe on cross-functional H MS teams/projects.Act as a medical/clinical resource for other groups when time allows.Required Qualifications:3-5 (more...) Company: NES Global Talent Location: Houston Posted on: 01/27/2021 Manager (RN) CV PCU Description: Description SHIFT: No WeekendsSCHEDULE: Full-timeDo you have the career opportunities you want in your current role We have an exciting opportunity for you to join the nation''s largest provider of healthcare (more...) Company: HCA Houston Healthcare Clear Lake Location: Webster Posted on: 01/27/2021 Director of Nursing (FT) - INOV8 Surgical at Memorial City Description: Location: US-TX-Houston of Openings: 1Category: Registered NurseSystem ID: 12287Overview br br INOV8 Surgical is currently seeking a Director of Nursing. br br Our center opened in 2019 and has (more...) Company: Surgical Care Affiliates Location: Houston Posted on: 01/27/2021 Line Manager Description: GENERAL SUMMARY The Shift Manager - He/she has the primary responsibility for managing shifts conveying the Cane's culture to his/her Crewmembers and Customers as well be a creative team player (more...) Company: Raising Cane's Location: Houston Posted on: 01/27/2021 Nurse Manager (RN) Medical Surgical Description: Description SHIFT: No Weekends br SCHEDULE: Full-time br br br Do you have the career opportunities you want in your current role We have an exciting opportunity for you to join the nation's (more...) Company: HCA Houston Healthcare West Location: Houston Posted on: 01/27/2021 |