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Chief Credit Officer

Company: Shanley Search Partners - Smart Financial
Location: Houston
Posted on: November 22, 2021

Job Description:

Chief Credit OfficerFounded in 1934 by Houston area educators, Smart Financial has grown to over $850mm in assets with 15 locations and is one of the most financially stable and reputable credit unions in the industry. We are committed to building strong relationships with our members and providing them with a solid financial education. Internally, we focus on the same things-building relationships, and sharing knowledge. This dedication to our employees has led to us being named a "Top Workplace" both locally and nationally.We are seeking an experienced credit executive to join our team as Chief Credit Officer. Responsibilities will include:-- Oversight and administration of Smart Financial's loan portfolio-- Measurement and management of the aggregate risk within our lending activities-- Ensuring consistency with established policy and regulatory standards-- Overseeing internal and external loan and collection review programs-- Annual reviews of the Commercial Credit department (including collateral valuation, insurance requirements, and documentation review systems and processes)-- Developing and monitoring Smart Financial's Commercial Loan Risk Rating system-- Monthly and quarterly reporting-- Monitoring critical asset levels through action plan implementation activities-- Analyzing loan portfolio mix and risk, loan delinquencies, non-accruals, other real estate owned, repossessions, and foreclosure activities.Additionally, this Executive Officer is the Chairperson of the Commercial Credit Committee. Our new CCO must have the ability to work collectively with the CEO and senior management to continue with the mission, vision, and values of our organization and ensure or maintain our continued financial asset growth, health, and member service standards.Our CCO should have a proven track record of success, a high level of integrity and trust, excellent communication and interpersonal skills, and a team-oriented approach to management. A bachelor's degree, passion for the industry, and 10 years of diverse commercial lending experience in a community bank, regional bank, or credit union with increasing levels of management responsibility and experience in SBA lending is necessary. Five or more years of experience as a Chief Credit Officer/Chief Lending Officer working in credit risk analytics and/or risk management with a financial institution to include the development of credit policy, underwriting standards, and the identification and mitigation of problematic loan relationships are also required. Financial institution experience at the executive management level is required, and we would prefer a master's degree.Smart Financial - People Passion PurposeKeywords: bank, credit union, credit, commercial credit, CCO, Chief Credit Officer, EVP, Executive Vice President, SVP, VP, Vice President, risk, risk management, CRO, commercial loan, commercial lending, loan, business lending, CRE, commercial real estate, SBA, Small Business Administration, SBA loan, SBA lending, C&I, lending, bank, credit union, CLO, Chief Lending Officer, TX, HoustonJob Type: Full-timePay: $166,000.00 - $221,000.00 per yearBenefits:

  • 401(k)
  • 401(k) matching
  • Dental insurance
  • Disability insurance
  • Health insurance
  • Life insurance
  • Paid time off
  • Relocation assistance
  • Vision insuranceSchedule:
    • Monday to FridaySupplemental Pay:
      • Bonus payAbility to Commute/Relocate:
        • Houston, TX 77072: Reliably commute or willing to relocate with an employer-provided relocation package (Required)Education:
          • Bachelor's (Preferred)Experience:
            • commercial credit: 5 years (Required)
            • bank or credit union: 5 years (Required)
            • management: 5 years (Preferred)Work Location:
              • One locationWork Remotely:
                • No

Keywords: Shanley Search Partners - Smart Financial, Houston , Chief Credit Officer, Executive , Houston, Texas

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