Commercial Assistant

Company: Home Bank
Location: Houston
Posted on: August 7, 2022

Job Description:

Job DescriptionPURPOSE OF THE JOBThis position provides customer assistance to Commercial Banking customers and assists Commercial Relationship Managers and/or the Market President with their job duties.MAIN DUTIES OF THE JOB

• Provides information and assistance to commercial customers of the bank.
• Assist Commercial Relationship Managers with scheduling appointments, closing dates, etc.
• Corresponds with new customers to make sure that their needs were met, and that the transaction has been completed (welcome and follow-up letters)
• Assists Commercial Relationship Managers by calling customers, sending past due notices, and in the preparation of management reports.
• Communicates internally with Loan Documentation, Credit, Loan Servicing, Collections, Deposit Services, and Branch personnel.
• Communicates with realtors, builders, insurance agents, attorneys, appraisers, and others in preparation for applications, pre- and post-closings.
• Coordinate documentation of loans with the assistance of the Commercial Relationship Manager
• Coordinates collateral releases (partial releases – subdivision development)
• Coordinate exception clearing, insurance tracking and resolution, and other post-closing items.
• Administers loan closings when lenders are unavailable.
• Administer all loan disbursements.
• Assists in the opening of commercial depository accounts with the Commercial Relationship Banker.
• Provides administrative assistance to the Market President.
• Actively participates in community organizations and bank sponsored events.WHAT WILL YOU NEED TO SUCCEED
  • Bachelor's degree in finance or related fields or equivalent experience preferred.
  • One to three years of experience in a commercial lending environment with a demonstrated understanding of commercial lending processes including loan documentation.
  • Good understanding of financial institution products and services.
  • Strong organizational and problem-solving skills.
  • Knowledge and understanding of commercial lending practices, commercial lending terminology, loan documentation and loan servicing requirements.
  • Knowledge of legal issues surrounding the perfection of a security interest and authority to borrow.
  • Knowledge of marketing and sales practices
  • Knowledge of bank loan policy and regulations.
  • Good communication skills with the ability to prepare and deliver oral and written presentations.
  • Excellent computer skills including knowledge of Microsoft Office.
  • Familiar with LaserPro software.
  • Time management skills and the ability to work independently with minimal supervision
  • Ability to sell Home Bank products and services within local community
  • Capability to interpret financial information and data and determine the value of collateral offered
  • Ability to identify and develop relationship strategies for retention and client expansion HOME BANK IS AN EQUAL OPPORTUNITY EMPLOYER GOOD CREDIT IS A MUST CREDIT REPORT IS REQUIRED FOR EMPLOYMENT

Keywords: Home Bank, Houston , Commercial Assistant, Other , Houston, Texas