Credit Analyst

Company: Argos USA
Location: Houston
Posted on: November 22, 2021

Job Description:

Brief Position DescriptionThe purpose of this position is to support all credit functions for the Ready-Mix Business . Positively impact cash flow and working capital, evaluate credit history and determine credit limits. The Credit Analyst shall develop and maintain external customer relationships and internal relationships with sales. This position is actively involved with the integrity of sales, bad debt-write off reviews, compliance with corporate credit policies and lien and legal statutes. The Credit Analyst must be an active problem solver with ability to effectively negotiate contract terms, perform accurate risk assessment, and drive improvement process utilizing lean concepts to help meet company objectives. Specifically: Evaluate credit history and determine credit limits up to 50K. Supervise delinquent account collection and establish alternative payment plans. Document collection activities and recommend charge-offs. Ensure branch office cooperation with other departments, to maximize efficiency within the company. Create high level of professionalism measured by our level of customer satisfaction and relationships with other locations.QualificationsMinimum 3-5 years in a credit decision making capacity up to Low 5 figures. Willconsider more experienced candidates who do not meet the educationrequirement.Intermediate skills in Microsoft word and ExcelWorking knowledge of SAPGreat Plains Knowledge a bonusThrough Knowledge and Understanding of the construction industry; NTO,collections, liens, and bond claims.Education: BBA degree preferredKnowledge, Skills, and AbilitiesCredit and financial analysis, contracts or business law course work, ability toindependently evaluate and make consistent, quality credit decisions, experiencesupervising and managing people. Knowledge of industry specific lien and legalrequirements to maximize collections,Self-starter with initiativeAttention to detail and high level of accuracyStrong inter-personal skillsGood organizational and time management skillsAbility to work effectively in a fast paced, high volume environment.Ability to deal with both internal and external customers diplomatically.Working ConditionsThis position is sitting at a desk and in an office environment 90% of the time. Frequentsitting, standingJob Type: Full-timeExperience:Credit analysis: 1 year (Required)Financial analysis: 1 year (Required)

Keywords: Argos USA, Houston , Credit Analyst, Professions , Houston, Texas